COST AND FUNDING
COST AND FUNDING
We have competitive rates for live-in care as opposed to a high-quality care home, especially for couples that would like to stay together. With tailored pricing to suit your exact requirements, our fees are all-inclusive with no hidden extra costs. You can be sure that you pay only for the care you need and want. Some clients only request general assistance in maintaining the home and coping with day-to-day living, while others will have more extensive care needs.
Investing in long-term care, whether it’s Home Care or Live-in Care, can be a big financial commitment. Every person’s situation is different, and there are a number of options available to fund care.
If you qualify for assistance from your Local Council or National Health Service (NHS), you may get some extra help, but if you don’t qualify, you’ll have to find other ways to pay.
The information below provides details about the financing choices that are currently accessible and offers recommendations about where you can look for additional advice.
1. Direct Payments
◘ Individuals are allowed to independently arrange their own care services rather than relying on the council to do so. ◘ The care received can be improved by providing additional options, flexibility, and personal authority and control. ◘ The local council determined who was eligible through a needs assessment. ◘ For additional details, check out [Direct Payments](https://www.gov.uk/apply-direct-payments)
2. Private Funding
◘ Care is paid for by individuals or family members without the need for a social service assessment. ◘ Options consist of care fee payment plans or care annuities and it is recommended that you consult a independent financial advisor. ◘ You can find more information at (http://www.clubsymponia.org) or (http://societyoflaterlifeadvisers.co.uk/list).
3. Attendance Allowance (AA)
◘ Attendance Allowance (AA) is a benefit for people 65 and older who need help looking after themselves. It is a tax-free weekly amount that is intended to help with everyday living and to attend to people with care need. ◘ Individuals who are under 65 may qualify for the Disability Living Allowance or Personal Independence Payments. ◘ These benefits are not subject to a means test and are typically not impacted by an individual's income or savings. ◘ If you want to learn more about Attendance Allowance, you can follow this link: [Link to Attendance Allowance](https://www.gov.uk/attendance-allowance)
4. Carers Allowance
◘ An allowance for family carers: ◘ Is open to family members who take proper care of people with caring allowance rights. ◘ Only those caregivers can get a carer's assessment from the local city council. ◘ It may provide addtionally support, helping to pay for other caregivers in order to free you out by providing a substitution. ◘ Addtionally, for more details about how much you can get, visit [Carers Allowance](https://www.gov.uk/carers-allowance).
5. Disability Living Allowance (DLA) or Personal Independence Payment (PIP)
◘ Tax-free benefits for those requiring help with personal care or mobility issues. ◘ DLA is designed to help parents meet the extra costs of looking after a disabled child — for individuals under 16. Meanwhile, PIP is for the additional costs of living with a long-term illness or disability for individuals over 16. ◘ Generally, the receipt of Disability Living Allowance (DLA) or Personal Independence Payment (PIP) is unaffected by either income or savings. Receipt of these benefits may be relevant, however, for the purposes of calculating entitlements to other benefits. ◘ For more information, visit [DLA](https://www.gov.uk/dla-disability-living-allowance-for-children) or [PIP](https://www.gov.uk/pip).
6. Continuing Health Care
◘ A package of care designed and funded solely by the NHS for individuals who have significant health and social care needs. ◘ Qualification is established by meeting standards that are set forth by the strategic health authority. ◘ If you meet the criteria, the NHS fully covers all your care needs. ◘ Additional details: [NHS Continuing Healthcare](https://www.nhs.uk/conditions/social-care-and-support-guide/help-from ◘ social-services-and-charities/nhs-continuing-healthcare/) or [Government](https://www.gov.uk/continuing-healthcare)
